The city of San Jose is just South of San Francisco and is a very high population area. They are well known for the San Jose Sharks and communities like Santa Clara, Sunnyvale and Burbank. This is a great location for those who want to be close to San Francisco but live somewhere with a less turbulent climate.
San Jose payday loan companies are often branches of larger companies such as ACE Cash Express, Quik Check and others. There are a handful of locally owned and operated businesses in the area as well. This offers customers a lot of flexibility when it comes to selecting a payday loan company.
California Pay Day Loan Laws
Maximum Loan Amount: $300
Maximum Finance Rate: 15% of the total loan.
Annual Percentage Rate For 14 Day $100 Loan: 459%
Minimum Payoff Time: CA has no minimum but the maximum is 31 days.
Extensions Allowed: 0 but repayment plans are on option.
Top San Jose Payday Loan Companies
California Check Cashing Stores
2249 Alum Rock Avenue, San Jose, CA
(408) 292-8090
99payday.com
CA Check Cashing Stores is an all-in-one check casher, payday loan, wire transfer and bill paying center. You can handle a lot of personal finance matters here all at once making it a very popular choice for people on payday. Their payday loan services are quick and they often approve people who are on a fixed income.
Cash Plus
1629 North Capitol Avenue, San Jose, CA
(408) 929-1002
cashplusinc.com
Cash Plus is a well known company with offices across the US and they have more than a few stores in San Jose and the surrounding areas. This is a popular payday loan company with a very easy to use website.
Check Into Cash
1040-D So. White Road Plaza, San Jose, CA
(408) 926-6109
checkintocash.com
Check Into Cash has hundreds of offices around the nation and they provide quick service to get you in and out of their stores quickly. Their website is full of useful information about payday loans and personal finance.
California Budget Finance
3111 Alum Rock Avenue, San Jose, CA
(408) 937-8100
qcholdings.com
California Budget Finance is connected to Quik Check so you are able to visit them in person or go online and apply just as easily. The online component is one of the reason Quik Check stores are so popular in addition to their low fees. This company approves most people who apply so it’s a good choice if you’ve never had a payday loan before.
Ace Cash Express
1070 Story Rd, San Jose, CA
(408) 275-8400
acecashexpress.com
Ace Cash Express is one of the most well known payday loan companies of all time. They have offices in most cities and as of 2012 have over 1000 stores across the US. You can visit their San Jose office to get a quick and easy payday loan and be on your way fast.
