Sacramento is the state capital of California and naturally has a very rich history and a lot of interesting places to go and things to do. Located in the center of the state, this city is also a great travel hub for visiting other cities such as Los Angeles, Las Vegas and San Francisco. Sacramento is home to an amazing Old Town and is also home to the Sacramento Kings.
You can find a good variety of payday loan offices in Sacramento and while many are part of a large chain, there are still quite a few smaller “mom and pop” companies that offer multiple types of loan to both residents and non-residents.
California Pay Day Loan Laws
Maximum Loan Amount: $300
Maximum Finance Rate: 15% of the total loan.
Annual Percentage Rate For 14 Day $100 Loan: 459%
Minimum Payoff Time: CA has no minimum but the maximum is 31 days.
Extensions Allowed: 0 but repayment plans are on option.
Top Sacramento Payday Loan Companies
Advance America
1510-c West El Camino Ave., Sacramento, CA
(916) 569-1508
advanceamerica.net
Advance America is a well known payday loan company that has a well made and easy to use website. You don’t have to visit an office in person but if you do, you can use their online store locator to find a location close to you. It’s easy to qualify for a payday loan here as long as you’ve been working steadily for 3 months or more.
Check ‘n Go
5635 Freeport Boulevard, Sacramento, CA
(916) 421-3300
checkngo.com
Check ‘n Go has many customers who use them exclusively to cash checks as well as get payday loans. Have that old check from Grandma? This is the place to go, especially if you don’t have a bank account right now. You will need an account to get a payday loan however and the process can usually be done in less than an hour.
Cash 1
1600 West El Camino Avenue, Sacramento, CA
(916) 643-2274
cash1.com
Cash 1 isn’t the largest payday loan company around but they know how to get you the state maximum of $300 and their goal is to do it as quickly as possible to save you time. You can get standard payday loans here and you’ll have until your next payday to pay them back.
Cashland
615 16th Street, Sacramento, CA
(916) 447-1263
Cashland is a smaller, locally owned company in Sacramento that offers money transfers, prepaid cards, check cashing and payday loans. This company has competitive rates and works with people who are self-employed and on a fixed income.
B 4 Payday Loan LLC
2917 Fulton Avenue, Sacramento, CA
(916) 484-9700
b4paydayloan.com
B 4 Payday Loan is located in Sacramento on Fulton Ave and is a one stop shop for small finance needs. In addition to payday loans they also offer a variety of options such as check cashing and prepaid debit cards.
