No-fax payday loans are, simply, payday loans where you don’t have to visit an office or have to round up a bunch of documents, locate a fax and fax them to the lender. This entire process has gone the way of the dinosaur with most companies as of 2012 but small companies may still have this as a requirement.
No-Fax Payday Loans are:
Convenient: If you live in a rural area or even a large town, it can be extremely troublesome to have to locate a place to even use a fax machine unless you happen to have one yourself. Most of us don’t have a fax machine at home these days and instead utilize easier more convenient ways to shuffle documents to and fro. E-mail, scanners and high quality pictures of documents works just as well most of the time.
Easy: When you can do everything right from your computer and in some cases, your mobile device, the whole payday loan process is very simple. All you have to do is fill out a few forms and you’re almost done.
Quick: Faxing takes time and once in a while it won’t even work properly. Many of us have faxed something only to have the call dropped or have it otherwise not reach its destination. Sometimes it’s the fault of the fax operator whether it’s a store employee or even ourselves. If you have to drive to do it, that’s even more time and if you need the payday loan for vehicle reasons, it becomes even more of a pain.
No Credit Check: 99% of no fax payday loan companies will not check your credit. They understand that times can be tough and the last thing you need is a company checking your credit which actually makes your rating drop a little bit each time. No matter what your credit status, as long as you meet the requirements you should be approved.
Does this mean you won’t have to round up paperwork? Probably not. Most payday lenders will still need you to prove your income, get them a copy of your bank statement and ID and usually also verification of your residency (power/cable bill).
Where can I find a no-fax payday loan company?
Well, if you’re reading this, it’s a good start. This website has payday loan resources available for all 50 states and no matter where you are, you should be able to find exactly what you’re looking for. If you visit any of the states or cities you see on this site, you’ll be presented with a list of popular payday loan companies in your area. Not all of them will offer no-fax payday loans but quite a few will. We recommend you skip the hassle and use our top rated no-fax payday loan service. It will be at the top of the page and should change depending on what you’re looking for.
How long does it take to get a no-fax payday loan?
From the time you first apply, it generally takes about one hour to process and then you should have cash in your account. This is a vast improvement on physical payday loan offices that sometimes take a couple days. A couple days can be forever if you’re in dire need of cash right now.
