Cash Advance Planet
cashadvanceplanet.com/cash/arkansas.htm
Online Business
No Physical Address
Cash Advance Planet is one of many sites whose whole goal isn’t to lend you money themselves but instead hook you up with the perfect match in a payday loan company in your area. Companies like this do a lot of research and keep a massive database of short-term lenders and weed out the ones that have problems or have bad reviews. These negative companies are purged leaving only the good ones to present to people looking for loans.
This website has an Arkansas specific page that has some detailed city information and demographics that are broken down more into cities like Little Rock, Fort Smith, Fayetteville and more. Each city page offers even more location specific lenders.
What They Offer
Cash Advance Planet understands that people in Arkansas as well as the rest of the US have the occasional problem and simply need funds a week or two before their next payday. Not everyone has the option to borrow from friends and relatives and that’s where payday lenders come in. You can borrow up to $400 from payday loan companies in Arkansas and this company will find you a lender that will give you the maximum amount you qualify for.
Where They Are Located
Cash Advance Planet is a web based company so you can’t actually visit their head office in person. While this might make some people nervous, you can tell from the website that this is a professional and legitimate company whose only goal is to help you out. Being a web only company, you’re able to access their services no matter where you happen to be when you need emergency funds quickly.
Depending on where you live, you’ll be presented with a list of physical locations in your area you can visit as well as a list of online lenders so you don’t even have to leave your house to get a payday loan. This is very handy for those with transportation issues or if you simply live too far away from a major city and don’t want to spend half the day driving and wasting gas.
Rates/Terms
Cash Advance Planet only works with payday lenders that follow the laws for your area. The lenders you’ll see on the site will change if you check from a location outside Arkansas and will reflect that state’s regulations. In Arkansas, the maximum amount you can get from a payday loan company is $400 and you should expect a $10 finance charge as well as a charge equal to 10 percent of the total loan amount. You’ll have between 6 and 31 days to repay this loan in full. If you can’t for some reason, contact your lender as soon as possible so you can work out a repayment plan that spans a longer time frame.
Additional Info
The Cash Advance Planet site offers breaking payday loan related news, a list of APR rates sorted by state and even a link to a debt consolidation firm that could possibly help you out if you’re far in debt.
