Ace Cash Express
acecashexpress.com/store-location/Arkansas
310 South Broadway Street
Little Rock, AR
(501) 370-9488
Ace Cash Express is a physical payday lender/check cashing service and a whole lot more. With multiple locations around Arkansas and nearby states, it’s very easy to simply visit them in person if you happen to live nearby. You can find their stores by visiting the website and clicking the “store locations” button than narrow your search by putting in your zip code. If you don’t live near one, you can do the whole application process right online.
What They Offer
Ace Cash Express offers you a lot of different options when it comes to getting some money in your account quickly. Not only can you get payday loans, you can sell old gold jewelry that you don’t wear or want anymore and get gold prices that are usually higher than what you would get from a pawn shop. Arkansas customers also have options to cash checks, get prepaid debit cards or even get some car insurance.
If you’re getting a payday loan to pay for a no insurance ticket, why not grab insurance instead and show the courts. Your ticket will be waived if you do it soon enough so a $200 ticket could drop to a simple $25 surcharge instead. That’s pretty handy.
Where They Are Located
ACE Cash Express has multiple locations in Little Rock, Pine Bluff and West Memphis but if you don’t live in these cities, you can still get a payday loan and get other services directly from the website. As long as you have ID, proof of income and residency and an active checking account, you should qualify for a short-term payday loan to hold you over until next payday.
You can access the website using any PC and many of today’s newer phones and mobile devices should work as well. This allows you to apply for a payday loan no matter where you are across the state as long as you have internet access.
Rates/Terms
ACE Cash Express, due to having physical stores, is very familiar with the current rates Arkansas abides by. The maximum you can borrow is $400 and you’ll pay 10% of the total amount borrowed plus a $10 fee typically. Arkansas doesn’t allow extensions so if you’re unable to pay your loan in full you may have to work out a repayment plan instead. This isn’t technically an extension or rollover so you’ll have to contact them for the exact terms and additional fees. This varies depending on loan amount.
Additional Info
The ACE Cash Express website is full of useful payday loan and credit news broken down by state so you can read about all changes to the laws right away. The top story as of August, 2011 is a story about how to prepare yourself financially for a new baby. When companies take the extra time to provide informative resources like this, it shows the company truly cares about its customers.
