Arizona, like many other states in the past couple years has faced a lot of legislation when it comes to payday and title loans. These laws change greatly so we highly recommend doing a little research to find out what’s available in Arizona when the time comes to get that payday loan.
The maximum amount you can borrow on a payday loan in Arizona is the average amount of $500. Most states deem this as an amount someone should be able to pay back relatively quickly. The maximum finance rate is 15% of the total loan amount or $17.65 on every $100 you borrow. You can payback your loan in as little as 5 days or stretch it out to 30 days. Arizona allows three extensions so if you are in a particularly bad financial slump, most lenders will work something out with you.
Arizona Pay Day Loan Laws
Maximum Loan Amount: $500
Maximum Finance Rate: 15% of check amount or $17.65 on every $100 borrowed.
Annual Percentage Rate For 14 Day $100 Loan: 459%
Minimum Payoff Time: 5
Extensions Allowed: Three
Top 5 Arizona Payday Loan Companies
instantloan.net/az
Headquarters
1436 N 24th Street
Mesa, Arizona 85213
Instant Loan is a company based in Arizona that matches you up with payday lenders sorted by city. You can select your city from a list of most Arizona cities and then you’re given the opportunity to apply directly on the website. This company offers around-the-clock support so if you have any questions they will answer you via telephone or e-mail right away.
7202 E. McDowell Rd
Scottsdale, AZ
(480) 945-9200
speedycash.com
Speedy Cash acts as a middleman and helps connect you with various types of payday loan lenders in your area including check-holders, signature loan companies and even title loans. This is a very versatile company and you can qualify in just a few minutes from the comfort of your home PC or mobile device.
azcashngo.com
Headquarters
6148 North 7th st,
Suite A
Phoenix, AZ
AZ Cash N Go is a payday loan lender that specializes in title loans. They have two branches, one in Phoenix and one in Glendale but you can chat with a representative over the phone and take all the necessary steps to apply on their website. This operates a little differently than a standard payday loan company as you’ll use your vehicle as collateral.
1049 North Arizona Avenue
Chandler, AZ
(480) 814-0150
alliedcash.com
Allied Cash is a very customer friendly payday loan company that originated in California in 1999 and gradually expanded its operations across many different states. They currently have over 180 stores with many located in and around Arizona’s major cities. This company operates like many short-term loan companies by offering a handful of different loan types and also being a “one stop” shop for bill paying, phone cards, wire transfers and prepaid debit cards.
5060 W Bethany Home Rd # 15
Glendale, AZ
(623) 931-9500
qcholdings.com
Quik Cash is a very visible company with offices literally everywhere in the US. This company works with borrowers in a very “to the point” way and wants to get you the money you need quickly. You can usually only get normal payday loans with Quik Cash but some states also offer title loans. A benefit to Quik Cash is you usually won’t have to even leave your home to be able to secure a loan with them and get the money deposited directly into your account.