Ezmoney
979 Ann Street
Montgomery, AL
(334) 262-0389
ezmoneypaydayloans.com
EZ Money has quite a few offices located in the US including Alabama. In this state, EZ Money is the direct lender. In the other states, they act as a “middleman” to assist you in contacting the proper company for the type of loan you are looking for. Some states offer installment loans, or run on lines of credit but in Alabama, it’s strict payday loans only.
According to the official website, EZ Money provides you with a fast, short-term loan that can get approved in about 5 minutes and help you bridge the gap between paydays or handle emergencies that require immediate funds.
What They Offer
This company has outstanding customer service available 24 hours a day, 7 days a week. When you initially visit the site, a window will pop up asking if you’d like to chat with a loan specialist. This is a very handy feature if you are new to payday loans or don’t quite understand the rules to pay them back in Alabama. Once you sign up on the site, you can actually get some benefits such as the “refer-a-friend” program and “preferred member” program.
Where They Are Located
EZ Money is located in Montgomery as well as most other large to medium sized cities. This provides Alabama residents with a lot of options if they want to visit an office. There is a store locator you can use to find the nearest office to where you live on the official website. This company is extremely convenient for travelers as well as there are over 380 locations across the US and if you’re in their system you can get a loan from any location. You can actually handle the entire loan process on the website so you don’t have to drive anywhere at all.
Rates/Terms
EZ Money has a handy rates/terms page that allows you to select the state you’re in. For Alabama, you’re immediately taken to a page that displays the maximum loan amount of $500, when your loan will become due and a chart featuring the APR and fee schedule. The fee amount in Alabama is $17.50 for every $100 borrowed but the chart on this site breaks it down in sections of $50 so you can easily determine how much you can safely borrow and be able to pay back on time.
If you can tell you won’t be able to pay back your loan on time, you will need to contact this site at least 2 days before your loan is due so you can work out other arrangements. This could be a rollover, new loan contract or even a longer repayment plan.
Additional Information
If you become a preferred member with this site you will receive a percentage off your loan fees and be open to receive additional offers.. This could be a good option if you find yourself using a payday loan service a few times per year.
