Check ‘n Go
1301 3rd Ave W # B
Birmingham, AL
(205) 788-4702
checkngo.com
Check ‘n Go has a lot of official offices and franchises located throughout the state of Alabama who help people with bad credit secure small, temporary loans. The official website features pages that explain exactly what happens when you fill out your application, what items you’ll need to qualify, and even testimonials from previous customers.
This site follows Alabama state laws and only works with payday loan companies that have been researched and also follow these laws. There are no credit checks and you don’t need to fax or send in any paperwork when you are filling out your application. You will need a couple months worth of paycheck stubs, ID, proof of residency and a handful of references if you want to qualify for the highest loan amounts.
What They Offer
This company offers traditional payday loans for Alabama customers as well as title loans and installment loans. Each of these loan types has a distinct difference. Payday loans are small and short-term, installment loans are medium length loans that can have higher amounts than the state max and title loans can be more than both of these depending on your vehicle.
Where They Are Located
You can find Check ‘n Go locations in Montgomery, Birmingham and many other Alabama towns. A nice feature of this company is a payday loan vendor locator. All you have to do is put in your zip code and click the “find my store” button and the four closest payday loan companies are displayed. This is handy if you have limited access to a computer or mobile device or simply like to visit a physical location when dealing with money matters.
Rates/Terms
Check ‘n Go works with payday loan companies that have been thoroughly researched and comply with all the laws and regulations of Alabama. The maximum you can borrow is $500 and the maximum fees are $17.50 for every $100 borrowed. You are expected to stick the loan agreement you make and pay your loan back in full between 10-31 days. If for some reason you are unable to stick to this time frame, Alabama allows you to set up a repayment plan with your payday loan company.
While a repayment plan can sound appealing, keep in mind this may prevent you from using this service in the future because technically you didn’t stick to the arrangement and pay your loan back in time. Only use this option as a last resort.
Additional Information
A neat feature of this company is the inclusion of multiple testimonials. It can help you realize you’re dealing with a professional company when you have the option to hear what past customers have to say about their experiences using a company.
